7 Best Health Insurance for Small Business Owners of 2023 - Money
Best Overall | Best for Customer Service | Best Networks Available | Best Preventative Care | Best Prices | |
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| UnitedHealthcare | Blue Cross Blue Shield | Elevance | Aetna | Kaiser Permanente | |
| Company Highlight | The largest insurance provider in America | Partnered with more than 1.7 million doctors and hospitals | Telehealth options allow patients to meet with there doctor online | Preventative care available with no out-of-pocket expenses | The largest managed care network in America |
| Annual Out-of-Pocket Limit (Bronze Plan | $7,00 individual/$14,000 family | $8,700 individual/$17,400 family | $6,450 individual/$12,900 family | $8,700 individual/$17,400 family | $6,900 individual/$13,800 family) |
| NAIC Customer Complaint Index Score | 0.7 (low) | 0.7 (low) | 0.5 (very low) | 1.9 (very high) | 0.3 (very low) |
| A.M. Best Rating | a (Excellent) | a+ (Excellent) | bbb+ (Good0 | A- (Excellent) | A+ (Excellent) |
| Geographic Availability | Nationwide | Nationwide | 14 states | 16 state | Eight states and Washington D.C. |
Health insurance helps individuals pay for routine check-ups, preventative care and medical emergencies. Health benefits consistently top the list of desired job perks, and workers commonly rely on employer-provided coverage for themselves as well as their families.
Many small business owners provide their employees with group health insurance as a way to attract and retain talent. If you're looking for a health insurance provider for your small business, navigating the sheer number of plans, policies and industry jargon may seem daunting at first blush.
To help you narrow down your options, we've compiled a list of the top best health insurance plans for small business owners.
And if you don't already have coverage, you may also want to check out our list of best business insurance companies to find the right provider and policy for your needs.
Our Top Picks for the Best Health Insurance for Small Business Owners
Make sure you have a Health Insurance Plan for you and your loved ones that best meets your wellness needs.
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